Wedle najnowszych wiadomo?ci, sprzeda? zobowi?za? hipotecznych w przesz?ym roku by?a wy?sza, jakkolwiek powy?ej 23 proc. z u?yczonych zobowi?za? stanowi?y te z dop?at?.

Je?li do modyfikacji programu Rodzina na Swoim dorzuci si? nadci?gaj?ce spowolnienie gospodarcze, wy?sze wymagania nak?adane na po?yczkobiorców, niestabilno?? na zbiorowych rynkach i coraz to wi?ksze problemy naszych deweloperów, to wniosek jest wyra?ny: ceny mieszka? musz? schodzi? w dó?. Kredyty, w tym równie? Rodzina na Swoim, by?y elementem cenotwórczym – taki stopie? rych?o jednak?e nie powróci.

Ostatni i najbardziej nieprzewidywalny modu? uk?adanki to psychologia. U?ytkownik my?l?cy o nabytku nieruchomo?ci ma utrudnion? sytuacj? i oczekuje na lepsze czasy. Z kolei dla sprzedaj?cego utrzymanie cen na poprzednich, du?ych poziomach b?dzie wytwarza?o koszty, bo ch?tnych do kupna nie b?dzie du?o.

Je?li w przychodz?cym roku zabraknie jednej czwartej rynku kredytów, a gospodarka naprawd? zahamuje, rynek musi zareagowa?. Ko?cz? si? czynniki zwi?kszaj?ce ceny do warto?ci oderwanych od rzeczywisto?ci.

Good afternoon all,

I have a question.  How do I make it that my alcapurrias cook all the way without burning them?

Alcapurrialess in NY.

1/2 c. olive oil
2 1/2 lbs. onions, peeled and sliced
1 1/2 c. water
24 olives, stuffed with pimentos
2 tbsp. capers
1 (4 oz.) can pimentos, tiny sliced in their own juice
2 (8 oz.) cans tomato sauce
2 tbsp. vinegar
1 tbsp. salt
2 bay leaves

B:
4 lbs. fish slices, 1 inch thick
2 tbsp. salt
1 c. olive oil
1 lg. clove garlic, peeled and crushed

1. Prepare sauce by mixing ingredients in A and cooking over moderate heat about 1 hour.

2. When sauce is nearly done, season fish with salt included in B and fry as follows:

Put oil and garlic (from B) into a frying pan. Brown garlic over moderate heat. Remove garlic and place in the pan as many slices of fish as will fit. Brown at moderate heat on both sides, reduce heat to low and cook 15 minutes or until fish flakes easily when tested with a fork. Follow same procedure with remaining fish. Cover with the sauce and serve. Serves 12.

8-10 chicken drumsticks
1 can tomato sauce
1 med. size onion
1 tsp. paprika
1 1/2 tsp. garlic, ground
1 green bell pepper
1/2 red bell pepper
2 med. size potatoes
1 sm. chicken bouillon cube
Salt & pepper to taste
1/2 c. water

Wrap the inside of a 10″x15″ mold with aluminum foil. Place drumsticks, diced onion, diced bell peppers, chicken bouillon cube, salt and pepper and 1/2 cup water. Then add paprika, one can of tomato sauce covering chicken and ground garlic. Place sliced round potatoes on top of chicken. Cover tightly with aluminum foil and place in oven at 400 degrees for 1 1/2 hours. Turn over the chicken every 45 minutes. Serve hot with steamed white rice.

a Traditional Puerto Rican Breakfast
1½ cup cornmeal
1½ cup milk
1½ cup water
3/4 tsp. salt
3 tablespoons butter

Boil all ingredients, except cornmeal. Remove from heat and gradually add cornmeal continually stirring. Cook over medium-low heat until it thickens. Serve warm. Add more sugar or milk if desired